personal cover

Medical & Health Insurance

Inpatient, outpatient, dental, optical and maternity covers for families and teams.

Overview

Healthcare costs in Kenya keep rising — a good medical scheme is the difference between a setback and a crisis. We design individual, family and corporate medical schemes with the hospital networks you actually use, and help you balance premium against benefit limits honestly.

What This Cover Includes

Individual & family medical covers

Corporate/group medical schemes (SME to enterprise)

Inpatient, outpatient, dental & optical benefits

Maternity and chronic condition management

International & evacuation covers

Top-ups alongside SHA/SHIF baseline cover

The Fisco Difference

We compare benefit schedules line by line — exclusions, waiting periods, co-pays and panel hospitals — so you know exactly what you are buying before you commit.