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Pensions & Retirement

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Pensions & Retirement

Individual pension plans, umbrella schemes and income drawdown advice.

Overview

Retirement should be a reward, not a worry. We help individuals start personal pension plans, help employers join cost-effective umbrella schemes, and guide retirees on annuities and income drawdown — all within RBA-registered arrangements.

What This Cover Includes

Individual pension plans (IPPs)

Umbrella retirement schemes for employers

Scheme transfers and consolidation

Annuities & income drawdown at retirement

Group last-expense riders

Retirement planning reviews

The Fisco Difference

We compare fund performance, fees and rider benefits across providers, and review your plan annually so your retirement target stays on track.