Business & SME Packages
Bundled covers built for Kenyan SMEs — stock, premises, money, staff and liability.
business cover
Statutory Work Injury Benefits cover plus group personal accident and group life.
The Work Injury Benefits Act (WIBA) 2007 makes every Kenyan employer liable for injuries employees suffer at work — insurance is mandatory. We place WIBA covers and build complete employee benefit programmes around them.
WIBA statutory cover (death, disability, medical)
WIBA Plus / enhanced benefits
Group personal accident (24-hour cover)
Group life assurance
Employer's liability
Occupational health & safety advisory
The Fisco Difference
We calculate earnings-based benefits correctly, keep your cover compliant with the Act, and manage the claims paperwork when an incident happens.